{"id":3282,"date":"2010-08-24T16:27:11","date_gmt":"2010-08-25T00:27:11","guid":{"rendered":"http:\/\/lefsetz.com\/wordpress\/?p=3282"},"modified":"2010-08-24T16:27:11","modified_gmt":"2010-08-25T00:27:11","slug":"quickdeposit","status":"publish","type":"post","link":"https:\/\/lefsetz.com\/wordpress\/2010\/08\/24\/quickdeposit\/","title":{"rendered":"QuickDeposit"},"content":{"rendered":"<p>I&#8217;m balancing my checkbook.<\/p>\n<p>Yes, I&#8217;m one of those nerds.\u00c2\u00a0 Not only do I want to know how much money I&#8217;ve got, I get off on the numbers matching up, makes me recall elementary school, with all that addition and subtraction, makes me feel satisfied, amazed that these checks go out into the world and come home to roost and the bank has never made a mistake.<\/p>\n<p>Mistakes&#8230;\u00c2\u00a0 Ever notice you&#8217;re better off using the ATM instead of a teller?\u00c2\u00a0 The ATM doesn&#8217;t make mistakes.\u00c2\u00a0 Then again, the newfangled ATMs are so damn slow.\u00c2\u00a0 Sure, you no longer need envelopes for checks, and theoretically you can insert more than one at a time (although I did have a problem doing this once and am forevermore anxious), but it&#8217;s like Windows Vista, or the dreaded ME, the latest iteration of ATM software is worse than the prior edition.<\/p>\n<p>But I still use the ATM.\u00c2\u00a0 Usually late at night.\u00c2\u00a0 Well, not too late, I don&#8217;t want to get mugged.\u00c2\u00a0 Yes, I used to use the ATM at midnight, even later, but then I read about a mugging on Wilshire Boulevard at the exact same ATM I used and&#8230;I no longer use that ATM.\u00c2\u00a0 But I truly solved the problem, I stopped reading the local newspaper!\u00c2\u00a0 Who wants to know about crime in your &#8216;hood!\u00c2\u00a0 Just freaks you out.\u00c2\u00a0 L.A. feels safe, because it looks like a giant suburb, I don&#8217;t want my illusion shattered.<\/p>\n<p>ANYWAY, you know how they always insert extra crap in the bank statement envelope, trying to get you to buy insurance and other crap&#8230;well, I was going to throw out the inserts from Chase and one caught my eye.\u00c2\u00a0 It said: &quot;Deposit checks in a snap. Well, two.&quot;<\/p>\n<p>INTRODUCING CHASE QUICKDEPOSIT.<\/p>\n<p>You download an app to your smartphone, shoot both sides of the check with your camera, and voila, it&#8217;s deposited!\u00c2\u00a0 You even get a confirmation&#8230;<\/p>\n<blockquote style=\"margin-right: 0px;\" dir=\"ltr\">\n<div style=\"margin-left: 40px;\"><a title=\"Chase Mobile helps you manage your finances any way you want \u00e2\u20ac\u201c free!\" target=\"_blank\" href=\"https:\/\/www.chase.com\/index.jsp?pg_name=ccpmapp\/shared\/assets\/page\/Chase_Mobile_Banking\">Chase Mobile helps you manage your finances any way you want \u00e2\u20ac\u201c free!<\/a><\/div>\n<\/blockquote>\n<p>I&#8217;m stunned.\u00c2\u00a0 I&#8217;ve been joking for years that I&#8217;m waiting for the day when there&#8217;s a cash machine built into my computer, when I can click a button and green comes out.\u00c2\u00a0 Then again, do you even need cash anymore?\u00c2\u00a0 But if I can deposit checks via my BlackBerry, maybe my trips to the ATM are history, superfluous!\u00c2\u00a0 I save not only time, but possibly my life!<\/p>\n<p>Oh, wait a minute.\u00c2\u00a0 Isn&#8217;t Diebold gonna protest this?\u00c2\u00a0 Say it&#8217;s gonna unfairly put them out of business? That it must cost as much to use the app as it does to drive to the ATM?\u00c2\u00a0 How about a $2.99 surcharge! Think of all those people who are going to lose their jobs!\u00c2\u00a0 Those who wrote the ATM code&#8230;\u00c2\u00a0 Then again, the big bad company takes all the profit.\u00c2\u00a0 But what about the manufacturing!\u00c2\u00a0 The CD plants, er, the ATM fabricators, have a right to work.\u00c2\u00a0 You just can&#8217;t have people depositing checks for nothing. What next?\u00c2\u00a0 The end of branches!<\/p>\n<p>I&#8217;m in future shock.\u00c2\u00a0 But I&#8217;m lovin&#8217; it.<\/p>\n<blockquote style=\"margin-right: 0px;\" dir=\"ltr\">\n<div style=\"margin-left: 40px;\"><a href=\"https:\/\/www.chase.com\/ccp\/index.jsp?pg_name=ccpmapp\/individuals\/online_services\/page\/iphone-banking\">Point. Shoot. Deposit.<\/a><\/div>\n<\/blockquote>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>I&#8217;m balancing my checkbook. Yes, I&#8217;m one of those nerds.\u00c2\u00a0 Not only do I want to know how much money I&#8217;ve got, I get off on the numbers matching up, makes me recall elementary school, with all that addition and subtraction, makes me feel satisfied, amazed that these checks go out into the world and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[],"class_list":["post-3282","post","type-post","status-publish","format-standard","hentry","category-online"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p96vPs-QW","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/posts\/3282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/comments?post=3282"}],"version-history":[{"count":2,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/posts\/3282\/revisions"}],"predecessor-version":[{"id":3287,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/posts\/3282\/revisions\/3287"}],"wp:attachment":[{"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/media?parent=3282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/categories?post=3282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lefsetz.com\/wordpress\/wp-json\/wp\/v2\/tags?post=3282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}